Auto Insurance Billings MT

A simple way to evaluate your coverage is to look at how much a mild fender-bender would cost you to repair. If the cost is less than what you’re paying in insurance coverage for that vehicle, you might be better served to look into a new policy. Full coverage may cost $3,000 per year, while lower liability coverage may only set you back $1,000 or less depending on where you live.

Archies Ford Stores
(406) 652-0696
2133 king ave w
Billings, MT
Services
Auto Financing & Loans, Auto Service & Repair, Auto Oil & Lube, Brakes Service & Repair, Auto Inspection
Payment Options
American Express, Discover, MasterCard, VISA, Debit Cards, Travelers Checks,

Brown's Auto Service
(406) 259-6131
1144 Broadwater Avenue
Billings, MT
Services
Auto Air Conditioning & Heating Service & Repair, Auto Service & Repair, Brakes Service & Repair, Auto Transmissions, Auto Alignment Frames & Axles Service & Repair
Hours
Mon-Fri Weekdays
Payment Options
Financing Available, All Major Cards Accepted

CARSTAR Auto Body Specialists
(406) 259-1856, 001-2004
1342 Main Street
Billings, MT
Certifications
Blue Seal Certified
Membership Organizations
National Institute for Automotive Service Excellence (ASE)

Data Provided by:
Tire Factory
(406) 252-5151
3741 Montana Ave
Billings, MT
Services
Car Washes, Car Detailing, Tire Shops

Beartooth Harley Davidson
(406) 252-2888
6900 S Frontage Road
Billings, MT
Services
Motorcycle Fabrication,Motorcycle Repair

Archie Cochrane Ford (Bodyshop Dept.)
(406) 656-1103
2133 King Avenue West
Billings, MT
Certifications
Blue Seal Certified
Membership Organizations
National Institute for Automotive Service Excellence (ASE)

Data Provided by:
Chassis Works, Inc.
(406) 245-3338, 001-2004
703 Anchor Street
Billings, MT
Certifications
Blue Seal Certified
Membership Organizations
National Institute for Automotive Service Excellence (ASE)

Data Provided by:
Aaauto Body and Restoration
(406) 259-2605
2910 Hannon Road
Billings, MT
Services
Auto Body Repair

Billings Auto Parts
(888) 582-4042
294 N 27th St
Billings, MT
Services
Clutch Repair

Jim and Tracys Alignment Inc
(406) 259-8496
2203 1st Avenue South
Billings, MT
Services
Alignment Repair

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10 Ways to Decrease Car Expenses

10 Ways To Lower Your Cost Of Ownership By Zach Bowman, DriverSide Contributing Editor

No two ways about it, owning a vehicle is expensive. Aside from car payments, there’s regular upkeep to worry about, fuel, insurance, taxes, titling fees and registration. Car owners spend thousands of dollars a year on top of the cost of their vehicle just to keep their ride on the road. There is hope, though. We’ve worked up 10 great ways, from fuel-saving tips to lowering your insurance premiums, to help you save money on the cost of ownership. 
 
 
Buy Certified Pre-Owned
The best way to start saving on your cost of ownership is to begin at the buying process. Buy a certified pre-owned car from a manufacturer program instead of a brand-new model. CPO vehicles have already gone though most of their depreciation, but have also been maintained by factory service technicians and usually have low miles. A new car tends to lose around 40 percent of its value in the first year alone, so why not let someone else take up that loss? For an example, a car that cost $30,000 new in 2009 may only be worth $18,000 in 2010. CPO vehicles also tend to carry a good warranty , which can save you more cash in repair costs and regular maintenance down the road.
 
 
Insurance
If you’re simply looking to save some cash on a vehicle you already own, taking a good look at your insurance policy is a great first step. If you have an older vehicle, you may look into lowering the amount of coverage you carry. After all, it doesn’t make much sense to have full coverage on an ’86 Toyota Corolla. A simple way to evaluate your coverage is to look at how much a mild fender-bender would cost you to repair. If the cost is less than what you’re paying in insurance coverage for that vehicle, you might be better served to look into a new policy. Full coverage may cost $3,000 per year, while lower liability coverage may only set you back $1,000 or less depending on where you live. Even for newer vehicles, shopping around and carrying all of your insurance policies (home, auto, business) through one provider can save you hundreds of dollars per year.
 
 
Car Payments
If you’re stuck with hefty car payments every month, now is a great time to talk to your lender about refinancing. If you’ve kept up with your payments and have a good credit history, you may be able to secure a new loan with a drastically lower interest rate or a more manageable monthly payment. How drastic are we talking about? That all depends on your location and your history, but knocking a few percentage points off of your interest rate on a $30,000 loan can translate into $600. Not too bad. All it takes is a few phone calls to get the ball rolling, and you could end up saving serious cash over time.
 
 
Gas

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