Car Expenses Helena MT

Beyond car payments, what will eat up your automotive budget? A car’s sticker price only says so much about what a vehicle will cost over the first four years of its life. Other factors, which you may not have considered, can also make up a sizable chunk of your budget if you're not careful.

Helena Body & Paint Frame Repair
(406) 430-1106
829 N Warren St
Helena, MT
Monday 7:30 AM - 5:30 PM
Tuesday 7:30 AM - 5:30 PM
Wednesday 7:30 AM - 5:30 PM
Thursday 7:30 AM - 5:30 PM
Friday 7:30 AM - 5:30 PM
Saturday Closed
Sunday Closed
Body Shops, Painting, Rustproofing
Service Types and Repair
Auto Aluminum, Auto Frame, Collision, Dent

Ace Carburetor & Electric Service
(406) 442-3001
3119 Cooney Drive
Helena, MT
Auto Air Conditioning & Heating Service & Repair, Auto Service & Repair, Brakes Service & Repair
Open Mon-Fri
Brakes, Shocks, Struts

Helena Body and Paint Frame Repair and Straightening
(406) 442-8170
829 N Warren Street
Helena, MT
Alignment Repair

(406) 442-0161
2711 N Montana Ave
Helena, MT
Auto Parts

Town Pump
(406) 449-3207
3008 N Montana Ave
Helena, MT
Service Stations,Gas Stations,Convenience Stores

Northwest Battery & Electric
(406) 443-4090
3005 Prospect Avenue
Helena, MT
Auto Service & Repair, Auto Electrical Systems Service & Repair, Storage Batteries Retail, Batteries Wholesale & Manufacturers
Open Mon-Fri
Payment Options
MasterCard, VISA

Collision Professional Auto Body Repair
(406) 442-4472
420 Dorothy Street
Helena, MT
Alignment Repair,Auto Body Repair,Auto Glass Repair,Collision Repair

Hazen Auto Repair and Custom
(406) 443-7845
2296 Euclid Avenue
Helena, MT
Electrical Repair,Mufflers Repair,Radiator Repair,Tune up Repair

HT3 Automotive
(406) 443-7400
1355 Aspen Street
Helena, MT
Tune up Repair

Goodyear Auto & Tire Centers
(406) 443-1062
1250 Prospect Ave
Helena, MT
Tire Shops

Car Expenses

What Does It Cost To Own A Car For 4 Years? By Alison Lakin, Associate Editor

A car’s sticker price only says so much about what a vehicle will cost over the first four years of its life. Other factors, which you may not have considered, can also make up a sizable chunk of your budget if you're not careful.

Before you can even get behind the wheel of your shiny new car, you’ll need purchase the requisite insurance. The type of car you purchase will directly impact the dollar amount you'll be handing to your insurance company every year. Be prepared to pay much more if you're looking at high-performance cars and two-seaters than if you're eying a practical mid-sized sedan.

DriverSide's story, How To Save On Auto Insurance , provides tips on how to keep some pennies in the bank.

While you're browsing the aisles looking at new cars, take a look-see at the information sticker on the vehicle’s side window. Not only does this have the EPA's gas mileage estimates, but it also prominently displays a rough calculation of how much your car will cost you in gas every year. Depending on the price of oil, yearly fuel costs can range from $1,100 for the most fuel-efficient hybrid to $4,500 for gas gulping SUVs.

If you already have a car and neglected to take note of this useful information, you'll be able to find it easily enough by looking on the EPA's website or in your owner's manual.

Roadside Assistance
Knowing that you'll be protected if a dead battery or flat tire leaves you are stranded is a priceless reassurance. Some manufacturers have roadside assistance covered under warranty. Check whether you have it before looking into a membership through AAA. Certain cars have OnStar as well - enabling you to reach help with just a push of a button. These features can save you money over the course of your car’s tenure.

Buying accessories for your car can equate to another kind of comfort, but like most shopping expeditions, buying these frills can result in surprisingly large bills at the end of the year. Everything from steering wheel covers to roof racks all should be included in your monthly and yearly budgets of car ownership to get a reasonable estimate of what you'll be paying in the long run.

While Mel Brooks wasn’t exactly referring to cars when he penned, “Hope for the best, expect the worst”, the saying accurately sums up how you should budget for maintenance. We aren’t soothsayers; no one can predict what might go wrong with a car.

Luckily, new vehicles come with warranties. The term length varies with each car company and vehicle component, so you'll have to read up on them for the specific cars in which you're interested. Usually, they’re around 3-6 years or 36,000-60,000 miles. That's a heck of a lot of tarmac you'll have to travel before paying out of pocket.

Certain auto manufacturers will even cover your first few regu...

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