Car Insurance Des Moines IA

Local resource for car insurance in Des Moines. Includes detailed information on local businesses that provide access to auto insurance providers that offer body injury liability, property damage liability, comprehensive insurance, collision insurance, uninsured motorist coverage and gap auto insurance, as well as advice on buying car insurance.

Allstate Auto Insurance
(888) 355-7971
4505 SW 9th St
Des Moines, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Reed- Kimberly A - State Farm Insurance Agent
(515) 274-0411
3812 Ingersoll Avenue
Des Moines, IA
 
Taylor- Theresa A - State Farm Insurance Agent
(515) 274-3444
4040 University Avenue Ste B
Des Moines, IA
 
Smith- Charles P - State Farm Insurance Agent
(515) 274-3678
3818 Douglas Avenue
Des Moines, IA
 
Allstate Insurance - Nathan Hilton
(515) 270-4818
5713 Madison Ave
Des Moines, IA
 
Allstate Auto Insurance
(888) 355-7971
204 E DETROIT AVE
Indianola, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Cale Matt
(515) 280-9000
4040B University Ave
Des Moines, IA
 
Farmers Insurance District Office
(515) 331-2116
974 73rd Street
Windsor Heights, IA
 
La Mair - Mulock - Condon Co.
(515) 237-0166
808 Fifth Avenue
Des Moines, IA
 
Phillips- Michael T - State Farm Insurance Agent
(515) 270-6461
4347 Merle Hay Road Ste C
Des Moines, IA
 

Car Insurance

How To Save Money On Auto Insurance By Brian Alexander, Road Test Editor

The best way to save on your automotive policy is to be a careful driver. The reason being, the longer you go without a claim on your record, the lower your insurance policy will be. Simple as that. Each time you decide you want to bomb three lanes to get to the exit without checking to see if your path’s clear, think about how much more your insurance company will be charging you after you’ve side-swiped a new Jaguar.
 
If you get a ticket, look into your local laws. Most states and insurance companies allow you to complete a driver education course to lower either the number of points on your driving record or the amount you pay for insurance. It’s a terrible way to spend eight hours of your weekend, but well worth it. Most state DMV websites list certified courses and their phone numbers, and some even allow you to take the exam online.

The type of car you drive will have an effect on you policy as well. Insurance companies factor in everything from vehicle size to horsepower and number of airbags, so always call and check before you sign the pink slip on a new car. 
 
Your deductible also has a bearing on the final tally of your payment. If you opted for a low deductible in the event of an accident when you bought your policy, and think you can keep yourself from swapping paint with another driver, upping the amount you agree to pay can bring your monthly bill down to a bearable size.
 
Recognize what kind of policy your vehicle requires and act accordingly. While your straight-from-the-showroom sports car may need all the coverage it can get, you can probably lower the amount of coverage on your 10-year-old commuter. If you're paying more in insurance each year than what the car is worth, it might be a good idea to take the policy down a notch or two.
 



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