Car Insurance Helena MT

Local resource for car insurance in Helena. Includes detailed information on local businesses that provide access to auto insurance providers that offer body injury liability, property damage liability, comprehensive insurance, collision insurance, uninsured motorist coverage and gap auto insurance, as well as advice on buying car insurance.

State Farm Insurance Companies - Claims Office
(406) 443-0694
2601 East Broadway Street
Helena, MT
 
Farmers Union Insurance
(406) 443-4630
1900 North Last Chance Gulch Street Suite 4
Helena, MT
 
Grimsrud- Gayle L - State Farm Insurance Agent
(406) 449-8793
1303 11th Avenue
Helena, MT
 
Allstate Insurance-Carrie Martin- CPCU- CIC
(406) 442-5993
1120 Helena Ave
Helena, MT
 
Farmer's Union Insurance
(406) 443-4630
1900 North Last Chance Gulch Street Suite 4
Helena, MT
 
State Farm Insurance Companies - Agents- Maclaurin James Buck
(406) 443-0927
601 Euclid Avenue
Helena, MT
 
Farmers Insurance Group - Claims Representative
(406) 442-5250
321 8th Avenue
Helena, MT
 
Harper- Michael S
(406) 442-8530
25 Neill Ave Ste 211
Helena, MT
 
Donaldson- Jim F - State Farm Insurance Agent
(406) 442-4788
1225 Birch Street Ste A
Helena, MT
 
Bolstad- Jeffrey A
(406) 449-2545
2905 N Montana Ave
Helena, MT
 

Car Insurance

How To Save Money On Auto Insurance By Brian Alexander, Road Test Editor

The best way to save on your automotive policy is to be a careful driver. The reason being, the longer you go without a claim on your record, the lower your insurance policy will be. Simple as that. Each time you decide you want to bomb three lanes to get to the exit without checking to see if your path’s clear, think about how much more your insurance company will be charging you after you’ve side-swiped a new Jaguar.
 
If you get a ticket, look into your local laws. Most states and insurance companies allow you to complete a driver education course to lower either the number of points on your driving record or the amount you pay for insurance. It’s a terrible way to spend eight hours of your weekend, but well worth it. Most state DMV websites list certified courses and their phone numbers, and some even allow you to take the exam online.

The type of car you drive will have an effect on you policy as well. Insurance companies factor in everything from vehicle size to horsepower and number of airbags, so always call and check before you sign the pink slip on a new car. 
 
Your deductible also has a bearing on the final tally of your payment. If you opted for a low deductible in the event of an accident when you bought your policy, and think you can keep yourself from swapping paint with another driver, upping the amount you agree to pay can bring your monthly bill down to a bearable size.
 
Recognize what kind of policy your vehicle requires and act accordingly. While your straight-from-the-showroom sports car may need all the coverage it can get, you can probably lower the amount of coverage on your 10-year-old commuter. If you're paying more in insurance each year than what the car is worth, it might be a good idea to take the policy down a notch or two.
 



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