Inexpensive Car Insurance Millsboro DE

Knowing exactly what kind of policy each of your vehicles needs is a good way to pinch some pennies. While your straight from the showroom ride may need all the coverage it can get, you can probably lower the amount of coverage on your daily beater. If you're paying more in insurance each year than what the car is worth, it might be a good idea to take the policy down a notch or two.

Allstate Auto Insurance
(888) 355-7971
9927 Stephen Decatur Hwy Ste 12
Ocean City, MD
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Ellwanger- Virgil P - State Farm Insurance Agent
(302) 934-8083
Route 24 Millsboro Village Green
Millsboro, DE
 
Nationwide Insurance - Agents- Frankford- Hoban Cynthia
(302) 732-9505
Hickory Street
Frankford, DE
 
Penuel- C Bruce - State Farm Insurance Agent
(302) 856-7724
522 East Market Street
Georgetown, DE
 
Henderson George H Jr Insurance
(302) 436-8032
4 East Church Street
Selbyville, DE
 
James E. Carey Jr. Inc.
(302) 934-8383
113 Millsboro Vlg
Millsboro, DE
 
Allstate Insurance Companies
(302) 934-9006
Main Street
Millsboro, DE
 
Beam- Denise F - State Farm Insurance Agent
(302) 539-1900
112 Atlantic Avenue
Ocean View, DE
 
Allstate Insurance Companies
(302) 856-2513
419 North Dupont Highway
Georgetown, DE
 
Bunting Jr- George H - State Farm Insurance Agent
(302) 227-3891
4319 Highway One
Rehoboth Beach, DE
 

How to Save on Auto Insurance

How to Save on Auto Insurance By Zach Bowman, DriverSide Contributor

The best way to save on your automotive policy is to be a careful driver. That means obeying traffic laws and keeping an eye out for the guy who's emailing a client, talking to his wife and not looking at the road all at the same time. The longer you drive without having a claim, the lower your car insurance premium will be.

Not everyone is a saint behind the wheel, however. If your record is less than rosy, don't fret too much. Most states and insurance companies allow you to complete a driver education course to lower either the number of points on your driving record or the amount you pay for insurance. Expect to spend anywhere from four to eight hours suffering high school flashbacks as you watch videos and brush up on local laws. Most state department of motor vehicle web sites usually list certified courses and their phone numbers, and some even allow you to take the exam online.

Aside from your driving record, the type of vehicle you drive will have the largest impact on the potency of your premiums. Before signing the title, take a good look at what kind of difference, if any, your new ride will make on your bill. Insurance companies tend to favor safe vehicles that don't get stolen. It might be a good idea to pick up something with a few more air bags and a few less ponies to cut down on your insurance price tag too.

If you're not into changing your driving style, and don't want to trade in your Corvette for a Corolla , that's ok. There are other ways to put your pennies elsewhere. You can try adjusting your deductible. If you opted for a low deductible in the event of an accident when you bought your policy, and think you can keep yourself from swapping paint with another driver, upping the amount you agree to pay can bring your monthly bill down to a bearable size.

Knowing exactly what kind of policy each of your vehicles needs is a good way to pinch some pennies. While your straight from the showroom ride may need all the coverage it can get, you can probably lower the amount of coverage on your daily beater. If you're paying more in insurance each year than what the car is worth, it might be a good idea to take the policy down a notch or two.

If that doesn't work, trying to buy multiple policies from one company, asking about other discounts and doing some shopping between companies can never hurt. Keep in mind that some insurers provide discounts for long-term customers, so shopping around for the best deal could hurt you in the long run.

Ten Ways To Save On Auto Insurance
Obey the law
Avoid accidents
Drive a safe, less powerful vehicle
Take a driver course
Ask your agent or company what discounts are available
Ask for a higher deductible
Do some comparison-shopping
Lower coverage on less valuable vehicles
Get all of your insurance policies from one company
Be diligent of premium payments

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